Statements on this website as to policies and coverages provide general information only. This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent. Any proposal of insurance we may present to you will be based upon the information you provide to us via an online form/application included on this website and/or in other communications with us. Please contact our office at 970-682-6700 to discuss specific coverage details and your insurance needs. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state. Information provided on this site or via any other electronic message delivered over the Internet, such as an e-newsletter or blast e-mail, does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional.
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