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Colorado Homeowners with Home Insurance Coverage

Home Insurance

Home Insurance

Most Colorado homeowners consider their homes as lifetime investments. That’s why it’s important to protect it from unforeseen circumstances by having the right home insurance policy with Wilson Group Insurance. Home insurance provides protection against damages due to natural causes, man-made damages, theft/loss, and any liability charges you may face. Think of it as a financial backup plan in case something bad unexpectedly happens to your home.

Even though you aren’t required by law to have home insurance, as a homeowner, there are several risks that you may face each day that can only be taken care of by home insurance. A home insurance policy offers you flexibility with several coverage options that help you understand exactly what’s covered. Some of these coverage options include:

  • Dwelling: Protects the physical structure of your home by providing coverage to both the interior and the exterior of your home. This includes walls, wall-to-wall carpets, roof, and inbuilt appliances.
  • Loss of use: Caters for the temporary living expenses that you may incur when your home is rendered inhabitable after the occurrence of a covered loss.
  • Personal property: This protects your personal belongings inside your home, including furniture, fine art, antiques, jewelry, clothing, and electronics. Should they be lost, stolen or damaged by a covered risk, then the home insurance policy will repair or replace them.
  • Liability: This coverage option caters for third party injuries or third party property damages in case you are found legally responsible for them, thus saving you the financial burden that often comes with such lawsuits.
  • Guest medical protection: Caters for the guest’s medical expenses in case they are injured in your home, regardless of who is at fault.

Contact a knowledgeable agent at Wilson Group Insurance to help you understand what suits your Colorado home. We offer reliable and affordable home insurance policies. Visit our online rating tool to get a quote. For more information, contact us today.

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