With each passing day, Illnesses and injuries become more prevalent, but thanks to modern medicine and technologies, it’s now easier to find better forms of treatment. Unfortunately, the skyrocketing costs of living can make something as basic as quality healthcare become costly. That’s why you need health insurance with Wilson Group Insurance. Health insurance provides financial support that allows you and your loved ones to access quality healthcare whenever and wherever you need it.
In Colorado, most people are required to have health insurance or risk paying a penalty on their federal tax return of up to 2.5 percent of household income or dollar amounts of up to $695 per adult. This requirement applies to everyone, including children. Under The Affordable Care Act, insurance providers are expected to offer coverage even to people with pre-existing conditions and can no longer cancel one’s policy based on these conditions.
Health insurance offers a wide range of coverage that caters for medical and surgical expenses, including prescription drugs, hospitalization expenses, surgery fee, emergency expenses, ambulance fees, behavioral and mental health expenses, laboratory Fees, maternity, doctor visits, and pre-natal and post-natal care expenses.
Other than offering financial support when you are ill or injured, health insurance also helps you live a healthy lifestyle. It caters for preventive and wellness services such as vaccines, cancer screening, HIV screening, allergy testing, routine medical check-ups, chronic disease management, and so on. This ensures diseases are caught on time and treated before they can become more serious or untreatable.
Illness and injuries come without notice, and for this reason, you need a partner that you can trust and rely on at all times. At Wilson Group Insurance, we help Colorado residents find affordable and reliable health insurance policies. Our agents will help you understand what suits your needs. So, take the first step towards protecting yourself and the people you love. Contact us today for any clarifications or for a quote.